Do I have to cash out when my account balance reaches $20? Checkout 51 Updated April 18, 2019 04:44 Follow Nope! You can let your account balance grow to any amount above $20 before cashing out. It's completely up to you. (Please read our Terms for more details.) Related articles How long does it take to receive my check after cashing out? Receiving payment from Checkout 51 Cashing out part of my balance I didn't enter my address when I created my account. How will you know where to send the check? How to Cash Out Comments 0 comments Article is closed for comments.