Do I have to cash out when my account balance reaches $20? Jen Updated March 24, 2020 19:05 Follow Nope! You can let your account balance grow to any amount above $20 before cashing out. It's completely up to you. (Please read our Terms for more details.) Related articles How long does it take to receive my check after cashing out? Receiving payment from Checkout 51 I didn't enter my address when I created my account. How will you know where to send the check? Cashing out part of my balance How to Cash Out Comments 0 comments Article is closed for comments.