Do I have to cash out when my account balance reaches $20? September 11, 2019 14:57 Updated Nope! You can let your account balance grow to any amount above $20 before cashing out. It's completely up to you. (Please read our Terms for more details.) Related articles Receiving payment from Checkout 51 I didn't enter my address when I created my account. How will you know where to send the check? How to Cash Out Cashing out part of my balance What does my account balance need to be before I can cash out?